Got a big financial goal this year? Metrobank shares the power of intentional saving, and the triple bonus that comes with it
Let's be honest,
saving up money can often feel overwhelming, with your day-to-day spending
piling up, worries about unplanned expenses from emergencies, and overall need
for the right savings habit.
And you're not
alone in this. The Bangko Sentral ng Pilipinas’s (BSP) data shows that saving
rates are dipping while household spend rises. The percentage of households
with savings declined to 25.6% in the last quarter of 2024, from 29% recorded
in the third quarter of the same year. Meanwhile, household spending for the
following quarter has been increasing, particularly for expenses on food,
clothing, or even restaurants. It's a common struggle: life throws curveballs,
expenses increase, and suddenly, your savings goals feel further away than
ever.
In a recent
event, Metrobank discussed the challenges that may come with saving money and
how you can have a fighting chance to turn this around – by adopting an
intentional saving behavior, and taking advantage of meaningful offers like its
recently launched Triple Bonus promo.
According to the
bank, one simple but effective way to start saving money intentionally is
through goal-based saving which entails having separate accounts for specific
financial goals – a modern take on the classic envelope method. By having
dedicated savings accounts for your goals, you create a clear boundary between
what’s meant for spending on your essentials and what’s meant for saving for
your dreams.
The bank also
highlighted that saving shouldn’t feel like a sacrifice. While it’s important
to save money to prepare for emergencies or retirement, Metrobank encourages
savers like you to Save Without Missing Out or to #SWOMO. This entails setting
aside money to fund your dreams, whether that’s a solo backpacking trip to
Japan, a dream destination wedding, or buying a comfortable home. This helps
strike a balance between striving to be financially secure and living the life
you’ve aways dreamed of.
Saving
for these goals is made even more rewarding with Metrobank’s Triple Bonus
Promo, that offers meaningful perks to help you reach your financial goals.
After all, building your savings is the best gift you can give to your future
self. When you open your first Metrobank
savings or checking account from now until April 30, 2025, you get a triple
bonus that will help set you up on your savings journey:
- PHP 1,500 Cash Gift: Consider this a head start, a boost to
your savings, or a well-deserved reward for taking that first step in
building your goals fund. Enjoy a cash gift equivalent to a 3% return on
your savings, when you deposit and maintain PHP 50,000 in your account,
for 6 consecutive months.
- Rebates on InstaPay Fees for a year: Make your everyday transactions lighter on
your wallet with up to 10 waived InstaPay fees per month, for 12 months.
Just maintain at least PHP50,000 in your account monthly for a year to
enjoy this exclusive benefit. This will definitely put more money back
into your pocket – because every peso counts, especially for your everyday
expenses.
- AXA Personal Accident Insurance: Life happens, and unexpected expenses can derail your plans and
deplete your savings. With this insurance coverage, you can focus on your
goals, knowing that you have a safety net for unexpected events in your
life. Keep at least PHP50,000 in your account every month for a year to
enjoy this added protection.
With
these rewards, Metrobank aims to encourage more people to be able to save
money, and ultimately, start building the financial habits that will allow you
to reach your life goals. To enjoy these offers, head to your nearest Metrobank
branch and open your first Metrobank account.
This 2025, gift yourself a
triple bonus as you save up for your life goals.
To learn more, visit your nearest Metrobank
branch or head to https://metrobank.com.ph.
To get the latest update, follow me on my social media accounts.
Got a big financial goal this year? Metrobank shares the power of intentional saving, and the triple bonus that comes with it
Got a big financial goal this year? Metrobank shares the power of intentional saving, and the triple bonus that comes with it
Let's be honest,
saving up money can often feel overwhelming, with your day-to-day spending
piling up, worries about unplanned expenses from emergencies, and overall need
for the right savings habit.
And you're not
alone in this. The Bangko Sentral ng Pilipinas’s (BSP) data shows that saving
rates are dipping while household spend rises. The percentage of households
with savings declined to 25.6% in the last quarter of 2024, from 29% recorded
in the third quarter of the same year. Meanwhile, household spending for the
following quarter has been increasing, particularly for expenses on food,
clothing, or even restaurants. It's a common struggle: life throws curveballs,
expenses increase, and suddenly, your savings goals feel further away than
ever.
In a recent
event, Metrobank discussed the challenges that may come with saving money and
how you can have a fighting chance to turn this around – by adopting an
intentional saving behavior, and taking advantage of meaningful offers like its
recently launched Triple Bonus promo.
According to the
bank, one simple but effective way to start saving money intentionally is
through goal-based saving which entails having separate accounts for specific
financial goals – a modern take on the classic envelope method. By having
dedicated savings accounts for your goals, you create a clear boundary between
what’s meant for spending on your essentials and what’s meant for saving for
your dreams.
The bank also
highlighted that saving shouldn’t feel like a sacrifice. While it’s important
to save money to prepare for emergencies or retirement, Metrobank encourages
savers like you to Save Without Missing Out or to #SWOMO. This entails setting
aside money to fund your dreams, whether that’s a solo backpacking trip to
Japan, a dream destination wedding, or buying a comfortable home. This helps
strike a balance between striving to be financially secure and living the life
you’ve aways dreamed of.
Saving
for these goals is made even more rewarding with Metrobank’s Triple Bonus
Promo, that offers meaningful perks to help you reach your financial goals.
After all, building your savings is the best gift you can give to your future
self. When you open your first Metrobank
savings or checking account from now until April 30, 2025, you get a triple
bonus that will help set you up on your savings journey:
- PHP 1,500 Cash Gift: Consider this a head start, a boost to
your savings, or a well-deserved reward for taking that first step in
building your goals fund. Enjoy a cash gift equivalent to a 3% return on
your savings, when you deposit and maintain PHP 50,000 in your account,
for 6 consecutive months.
- Rebates on InstaPay Fees for a year: Make your everyday transactions lighter on
your wallet with up to 10 waived InstaPay fees per month, for 12 months.
Just maintain at least PHP50,000 in your account monthly for a year to
enjoy this exclusive benefit. This will definitely put more money back
into your pocket – because every peso counts, especially for your everyday
expenses.
- AXA Personal Accident Insurance: Life happens, and unexpected expenses can derail your plans and
deplete your savings. With this insurance coverage, you can focus on your
goals, knowing that you have a safety net for unexpected events in your
life. Keep at least PHP50,000 in your account every month for a year to
enjoy this added protection.
With
these rewards, Metrobank aims to encourage more people to be able to save
money, and ultimately, start building the financial habits that will allow you
to reach your life goals. To enjoy these offers, head to your nearest Metrobank
branch and open your first Metrobank account.
This 2025, gift yourself a
triple bonus as you save up for your life goals.
To learn more, visit your nearest Metrobank
branch or head to https://metrobank.com.ph.
To get the latest update, follow me on my social media accounts.