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Yes, let's be straight to the point and talk about borrowing money. Have you ever borrowed money? Or were you able to lend someone cash? How did it go? Do let me know in the comments. Don't worry because I, myself was able to lend and borrow money too.  It was really nice to be a helping hand, especially to friends and family. And yes, aside from that "feeling helpful" thought, I was also able to feel all those other emotions, plus the stress, and hassle that goes with someone who doesn't pay you after lending them cash. That is why since then I have never lent money to anyone anymore... Also, with what's going on with the world these days, I don't have that extra budget because everything seems to be on price increase! 

I borrowed money from relatives and friends too and I make sure that I pay right on time. This is a must especially if you were borrowing money from a very dear friend or a close family member. Simply not just for us to avoid bad blood and bad credit but also because this is the right thing to do as a borrower. With that, you can borrow money again the next time you'll need it. Looking for more ways how to borrow money? Read more!



5 Fastest Ways on How to Borrow Money


When you are looking for ways how to borrow fast cash, I'm sure the  No.1 thing that comes to your mind is to Borrow from friends or family. But borrowing money from family or friends has its pros and cons too. If you are paying on time, that's great! But what if you can't pay right away,  that's gonna reflect on you. Actually, some people are not even okay with lending money to friends and relatives because their friendships and family ties may also be on the line.

If you have a credit card, here's for you. Another way to borrow cash is through No.2. Cash Advances on Credit Card. Yes, that piece of plastic can also lend you cash, but still depends on the terms of your credit card. 

No.3. Have you heard about "5,6"? This is also one of the ways to get fast cash and is mostly the go-to source for Filipino masses who needs cash right away with no bank account or other requirements needed. It's called "5,6" simply because you'll be charged with 20% interest. Yeah, that's the catch!

That's why this next option is way more acceptable for me, and it is called No.4 Pawning. Pawning is where you deposit an item like jewelry, gadgets, or appliances as a security/ collateral to the money you'll be lent. Know more about pawning here. Also, another way to go is the "Sangla-ATM" where you pawn your ATM to your lender and pay your loan when your salary comes. 

Then, there's No.5 Payday Loan. A payday loan, also known as a cash advance, or salary loan,  is also a short-term loan where you can get fast cash. You can avail this to your work and still depends on the management if they offer this or through other Payday loan sites. Some even offer as fast as 24hrs for your loan to be released. But since this is a short-term loan you have to pay it on your next payday right away or get additional interest and charges for not doing so. 

Is borrowing money bad?  Well, this depends on where are you spending the money you borrowed right after. If it is for emergency use like hospitalization, or medicine, I think this is ok. Also, for your child's tuition fees, or simply to make ends meet with the utility bills and household expenses in times you came in short but still can pay it right on time. But if you are borrowing money to get something like an expensive bag, high-end mobile phones, and the non-essentials or just the luxury and knowing that you can't pay right away, this is not the best solution for you because this can easily result in bad credit.

Always remember that if you were able to borrow money may it be through friends, family, or whichever means you opted to, just make sure that you fully understand and will be able to follow their terms and conditions and pay on time! So that you won't lose their trust and good relationship. With that, when you'll be needing money again they can still help you out and remember you for being a responsible borrower.


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

5 Fastest Ways to Borrow Money

Yes, let's be straight to the point and talk about borrowing money. Have you ever borrowed money? Or were you able to lend someone cash? How did it go? Do let me know in the comments. Don't worry because I, myself was able to lend and borrow money too.  It was really nice to be a helping hand, especially to friends and family. And yes, aside from that "feeling helpful" thought, I was also able to feel all those other emotions, plus the stress, and hassle that goes with someone who doesn't pay you after lending them cash. That is why since then I have never lent money to anyone anymore... Also, with what's going on with the world these days, I don't have that extra budget because everything seems to be on price increase! 

I borrowed money from relatives and friends too and I make sure that I pay right on time. This is a must especially if you were borrowing money from a very dear friend or a close family member. Simply not just for us to avoid bad blood and bad credit but also because this is the right thing to do as a borrower. With that, you can borrow money again the next time you'll need it. Looking for more ways how to borrow money? Read more!



5 Fastest Ways on How to Borrow Money


When you are looking for ways how to borrow fast cash, I'm sure the  No.1 thing that comes to your mind is to Borrow from friends or family. But borrowing money from family or friends has its pros and cons too. If you are paying on time, that's great! But what if you can't pay right away,  that's gonna reflect on you. Actually, some people are not even okay with lending money to friends and relatives because their friendships and family ties may also be on the line.

If you have a credit card, here's for you. Another way to borrow cash is through No.2. Cash Advances on Credit Card. Yes, that piece of plastic can also lend you cash, but still depends on the terms of your credit card. 

No.3. Have you heard about "5,6"? This is also one of the ways to get fast cash and is mostly the go-to source for Filipino masses who needs cash right away with no bank account or other requirements needed. It's called "5,6" simply because you'll be charged with 20% interest. Yeah, that's the catch!

That's why this next option is way more acceptable for me, and it is called No.4 Pawning. Pawning is where you deposit an item like jewelry, gadgets, or appliances as a security/ collateral to the money you'll be lent. Know more about pawning here. Also, another way to go is the "Sangla-ATM" where you pawn your ATM to your lender and pay your loan when your salary comes. 

Then, there's No.5 Payday Loan. A payday loan, also known as a cash advance, or salary loan,  is also a short-term loan where you can get fast cash. You can avail this to your work and still depends on the management if they offer this or through other Payday loan sites. Some even offer as fast as 24hrs for your loan to be released. But since this is a short-term loan you have to pay it on your next payday right away or get additional interest and charges for not doing so. 

Is borrowing money bad?  Well, this depends on where are you spending the money you borrowed right after. If it is for emergency use like hospitalization, or medicine, I think this is ok. Also, for your child's tuition fees, or simply to make ends meet with the utility bills and household expenses in times you came in short but still can pay it right on time. But if you are borrowing money to get something like an expensive bag, high-end mobile phones, and the non-essentials or just the luxury and knowing that you can't pay right away, this is not the best solution for you because this can easily result in bad credit.

Always remember that if you were able to borrow money may it be through friends, family, or whichever means you opted to, just make sure that you fully understand and will be able to follow their terms and conditions and pay on time! So that you won't lose their trust and good relationship. With that, when you'll be needing money again they can still help you out and remember you for being a responsible borrower.


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.
How young can we teach our children about money management and financial literacy? I think it's best to start as early as the moment they learn how to count 1,2,3!  Yes, start them young for it'll be their armor to their financial freedom when they grow up. Advanced thinking much? But this is true. Our children may seem to be just worry-free, not minding anything but when you get to talk to them about just anything you'll be surprised and may end up realizing that they understand what's going on around them. Particularly nowadays, where everything is expensive due to inflation, it is much better to start talking about "Money Matters" to out kids na!

Don't know where to start? we can help the children by educating them about the importance of financial literacy. Guide them about money management. Show them the basics of how to earn, save, and spend money by showing some examples. Children can easily learn and understand with a visual guide and actual experience of it works.

In this modern age, technology can also be a big help to our children in learning.  Parents can assist, guide, and explain what they wanna know more about.  It will also boost a strong family relationship because of the family bonding moments shared while learning.

Pru Life UK and Prudence Foundation introduce new financial literacy online game and health awareness program for kids

Cha-Ching and SAFE STEPS Kids launch playzone for kids until August 7 at Alabang Town Center.


Ricci and Chloe are exploring Cha-Ching Money Adventures
Ricci and Chloe are exploring Cha-Ching Money Adventures

Cha-Ching Money Adventure Online Game is here to help! It is an online interactive game designed for kids about Earn, Save, Spend and Donate.

Ricci and Chloe explore Cha-Ching Money Adventures and SAFE STEPS Kids Stress Busters booth at Alabang Town Center last June 15, 2022.



From Left to Right_ Pru Life UK Vice President for Community Investment & Advocacy Gizelle Camua, Regional Programmes Director of the Prudence Foundation Nicole Ngeow, Head of Operations and Program Development of Junior Achievement Philippines Krishna Alejandrino and PruLife UK President and Chief Excutive Officer Eng Teng Wong 
Leading life insurer Pru Life UK and ,Prudence Foundation, the community investment arm of Prudential Plc, have launched their newest financial literacy and health and safety awareness initiatives, Cha-Ching Money Adventures game and SAFE STEPS Kids Stress Busters with interactive on-ground activities for children in Alabang Town Center.
Kids engage in the fun and exciting activities prepared during the official launch


From July 10 until August 7, parents can bring their kids aged 7 to 12 to try out the newly launched web-based learning game, Cha-Ching Money Adventures, to experience fun learning about key money management concepts. They can also acquire important life-saving health and safety skills from the SAFE STEPS Kids Stress Busters interactive tasks, videos, and educational materials, which focus on first aid, disaster and road safety, and mental health.

Ricci and Chloe  engage in the fun and exciting activities prepared during the official launch

“The Cha-Ching Money Adventures Game and SAFE STEPS Kids Stress Busters bring enjoyment and encourage participation. We aim to educate and protect as many Filipinos as we can and help them get the most out of life. Raising a generation of financially literate and health-conscious kids will help us achieve this goal in the long run. This is our We DO Commitment,” said Pru Life UK President and Chief Executive Officer Eng Teng Wong.

Prudence Foundation Regional Programmes Director Nicole Ngeow delivers the opening remarks 

“Cha-Ching and SAFE STEPS Kids are two core programmes of Prudence Foundation that aim to bring safety and protection to communities across Asia and Africa, through sustainable, long-term initiatives focused on education, health and safety. Given the unprecedented changes brought by the global pandemic in the rise of e-learning as well as the challenges and stress faced by many families across the world, we hope to make a positive contribution to the lives of children and their families with the launch of Cha-Ching Money Adventures and SAFE  STEPS Kids Stress Busters,” said Nicole Ngeow Director, Prudence Foundation.

 

Filipino kids get a chance to try the Cha-Ching Money Adventures game with the installed mobile devices in the playzone and are guided by booth facilitators for a better playing experience. This activity helps improve their money decision-making skills with the fundamental concepts of Earn, Save, Spend and Donate within a compelling narrative adventure. Along with the Cha-Ching band characters, they are able to better engage with the money activities in the booth.  

SAFE STEPS Kids Stress Busters encourages kids to take part in its six Stress Busters setups on how to take care of their health and features a mental health video clip. This also teaches kids essential life skills, such as first aid, disaster, and road safety.

Cha-Ching and SAFE STEPS are Prudence Foundation’s notable award-winning initiatives. Cha-Ching provides kids with the knowledge and tools to make informed financial decisions. Cha-Ching Money Adventures is the latest addition to the Cha-Ching ecosystem that was created in 2011, in cooperation with Cartoon Network, the leading children’s television channel in Asia Pacific. SAFE STEPS Kids, on the other hand, is a multi-platform educational and awareness-building programme on life-saving techniques for natural disasters, road safety and first aid. The programme partners with Cartoon Network and International Federation of Red Cross and Red Crescent Societies (IFRC).

 

The Cha-Ching Money Adventures online game will be made available on the official Cha-Ching website, www.cha-ching.com, and SAFE STEPS Kids Stress Busters mental health video can be viewed on the SAFE STEPS Kids website at www.safestepskids.com.

To know more about Pru Life UK and Prudence Foundation, please visit www.prulifeuk.com.ph


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

Cha-Ching Money Adventures is an online game that can help kids understand and learn more about financial literacy

How young can we teach our children about money management and financial literacy? I think it's best to start as early as the moment they learn how to count 1,2,3!  Yes, start them young for it'll be their armor to their financial freedom when they grow up. Advanced thinking much? But this is true. Our children may seem to be just worry-free, not minding anything but when you get to talk to them about just anything you'll be surprised and may end up realizing that they understand what's going on around them. Particularly nowadays, where everything is expensive due to inflation, it is much better to start talking about "Money Matters" to out kids na!

Don't know where to start? we can help the children by educating them about the importance of financial literacy. Guide them about money management. Show them the basics of how to earn, save, and spend money by showing some examples. Children can easily learn and understand with a visual guide and actual experience of it works.

In this modern age, technology can also be a big help to our children in learning.  Parents can assist, guide, and explain what they wanna know more about.  It will also boost a strong family relationship because of the family bonding moments shared while learning.

Pru Life UK and Prudence Foundation introduce new financial literacy online game and health awareness program for kids

Cha-Ching and SAFE STEPS Kids launch playzone for kids until August 7 at Alabang Town Center.


Ricci and Chloe are exploring Cha-Ching Money Adventures
Ricci and Chloe are exploring Cha-Ching Money Adventures

Cha-Ching Money Adventure Online Game is here to help! It is an online interactive game designed for kids about Earn, Save, Spend and Donate.

Ricci and Chloe explore Cha-Ching Money Adventures and SAFE STEPS Kids Stress Busters booth at Alabang Town Center last June 15, 2022.



From Left to Right_ Pru Life UK Vice President for Community Investment & Advocacy Gizelle Camua, Regional Programmes Director of the Prudence Foundation Nicole Ngeow, Head of Operations and Program Development of Junior Achievement Philippines Krishna Alejandrino and PruLife UK President and Chief Excutive Officer Eng Teng Wong 
Leading life insurer Pru Life UK and ,Prudence Foundation, the community investment arm of Prudential Plc, have launched their newest financial literacy and health and safety awareness initiatives, Cha-Ching Money Adventures game and SAFE STEPS Kids Stress Busters with interactive on-ground activities for children in Alabang Town Center.
Kids engage in the fun and exciting activities prepared during the official launch


From July 10 until August 7, parents can bring their kids aged 7 to 12 to try out the newly launched web-based learning game, Cha-Ching Money Adventures, to experience fun learning about key money management concepts. They can also acquire important life-saving health and safety skills from the SAFE STEPS Kids Stress Busters interactive tasks, videos, and educational materials, which focus on first aid, disaster and road safety, and mental health.

Ricci and Chloe  engage in the fun and exciting activities prepared during the official launch

“The Cha-Ching Money Adventures Game and SAFE STEPS Kids Stress Busters bring enjoyment and encourage participation. We aim to educate and protect as many Filipinos as we can and help them get the most out of life. Raising a generation of financially literate and health-conscious kids will help us achieve this goal in the long run. This is our We DO Commitment,” said Pru Life UK President and Chief Executive Officer Eng Teng Wong.

Prudence Foundation Regional Programmes Director Nicole Ngeow delivers the opening remarks 

“Cha-Ching and SAFE STEPS Kids are two core programmes of Prudence Foundation that aim to bring safety and protection to communities across Asia and Africa, through sustainable, long-term initiatives focused on education, health and safety. Given the unprecedented changes brought by the global pandemic in the rise of e-learning as well as the challenges and stress faced by many families across the world, we hope to make a positive contribution to the lives of children and their families with the launch of Cha-Ching Money Adventures and SAFE  STEPS Kids Stress Busters,” said Nicole Ngeow Director, Prudence Foundation.

 

Filipino kids get a chance to try the Cha-Ching Money Adventures game with the installed mobile devices in the playzone and are guided by booth facilitators for a better playing experience. This activity helps improve their money decision-making skills with the fundamental concepts of Earn, Save, Spend and Donate within a compelling narrative adventure. Along with the Cha-Ching band characters, they are able to better engage with the money activities in the booth.  

SAFE STEPS Kids Stress Busters encourages kids to take part in its six Stress Busters setups on how to take care of their health and features a mental health video clip. This also teaches kids essential life skills, such as first aid, disaster, and road safety.

Cha-Ching and SAFE STEPS are Prudence Foundation’s notable award-winning initiatives. Cha-Ching provides kids with the knowledge and tools to make informed financial decisions. Cha-Ching Money Adventures is the latest addition to the Cha-Ching ecosystem that was created in 2011, in cooperation with Cartoon Network, the leading children’s television channel in Asia Pacific. SAFE STEPS Kids, on the other hand, is a multi-platform educational and awareness-building programme on life-saving techniques for natural disasters, road safety and first aid. The programme partners with Cartoon Network and International Federation of Red Cross and Red Crescent Societies (IFRC).

 

The Cha-Ching Money Adventures online game will be made available on the official Cha-Ching website, www.cha-ching.com, and SAFE STEPS Kids Stress Busters mental health video can be viewed on the SAFE STEPS Kids website at www.safestepskids.com.

To know more about Pru Life UK and Prudence Foundation, please visit www.prulifeuk.com.ph


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

With all the prices of almost everything going up and still dealing with this COVID-19 pandemic, the struggle is so-soooo real for everyone, even for a mom like me who simply wants to feed a family of 5 with nutritious meals 3 x a day. Can your budgeting skills handle a $20 Budget Meal for a Week Challenge that will work for a family of 5?  I'm sure that moms or not,  our budgeting skills were once again put to a test as we deal with price increases here and there due to may it be the Ukraine-Russia crisis or simply the Inflation rate in PH.

5 Simple Budgeting Tips


"A budget is telling your money where to go instead of wondering where it went"

Back then, $20 or Php1000 can cover a week's worth or two of groceries containing the daily essentials and pantry supplies, and I remember we can include our kids' choice of snacks on our grocery list. But fast forward to what we experienced today, my $20 worth of groceries won't even cover the essentials and I bet won't even last for an entire week. But this momma gotta make it work, so, here are a few tips and tricks of how I manage to budget Php1000 these days.

5 Simple Budgeting Tips



1. Know the difference between Needs / Wants and Stick to the Essentials. Example: Bath soap, If our budget permits, I was able to buy a separate beauty soap for my face, and body. I was also able to buy DaddyO and Charles their favorite body soap or body wash for men. And a separate pink body soap for my girls too! But with what's happening today and yes, inflation, what I do now is buy 1 kind of soap. Yes just one and stress and emphasis on the germicidal or antibacterial one, which works fine as what it was intended to be, to make our body clean and germfree, right? With this effort or setting vanity and non-essential skincare aside, we can spend less on toiletries right away and add that budget to a much-needed item like food. Yes, for food but make sure that you...

 

2. Cut down Cravings. I love food! So, please know that this one is pretty hard for me to achieve. I order food almost every day, So when I saw my credit card statement, I was able to monitor my expenses, and this is where most of my money goes. There is even a time that I got bill shocked by it. I even questioned myself: Did I really eat all of that?! Kidding aside, our sweet cravings and order-in comfort food may bring us happiness for a while but can actually do more harm later on. Like me, I gained so much weight, I now have flabs - fluffy abs and almost end up with huge credit on my account. But did you know that there are short-term financial solutions out there for people who struggle with bad credit? Know more about it at creditloan.com



3. Start DIY WorkOuts and Live Active, Be Strong and Healthy. Simply put that health is wealth, how about trying easy workouts? As simple as opting to walk or ride a bike instead of taking your car with you for quick errands. Get active, fit, and save your budget for the gasoline in the process! Start doing exercise and take your vitamins and supplements while you still have time to make a good choice. Be healthy and strong and boost your immune system, so that you won't get sick that easily, especially during this pandemic. We all know that aside from being infected by the coronavirus, other health-related issues or emergency hospitalization can drain our budget.  A simple yet effective way is to invest in yourself by exercising, eating healthy, get fit and active. No need to enroll in expensive gym membership because you can do simple exercises like walking, jogging, biking, and swimming on your own! Again, better to start eating healthy too! Quick meal preps and instant mixes may be cheap, but we should prioritize fruits, and veggies as much as possible and always go for the healthier choice! 



4. Know Where To Shop. Fresh produce is super expensive especially if you don't know where to shop for the cheaper ones. Normally, fruits and veggies are sold cheaper in palengke / wet markets or street markets compared to grocery stores or malls. Also, some seafood is way-way cheaper in wet markets compared to supermarkets, and grocery stores. But there are affordable finds in groceries too, most likely when it's on sale! So better be updated with the sale events near you and score awesome deals and even freebies!



5. It's never too late to start growing your own food. If you can, save the seeds or stem cuttings and plant them. Try tomatoes, onion, kangkong, and chili, even kalamansi is easy to grow. Having to grow your food brings a different joy and fulfillment trust me! And imagine the savings you can get from growing your own veggies and fruits! Also,  If you have space, you can grow fish, or chickens too! One less worry of wondering where your food came from right?

Check this for more budgeting tips!

  • Make a List:  Track down your expenses.  With this, you can clearly see where your money goes.
  • Have the heart to say No: As a mom, this is a heartbreaking thing to do, especially when the kids are requesting extra snacks or even you saying no to your own cravings. You just have to explain it well to them and trust me they will understand. 
  • Make it a family effort. Lately, my daughter reminds her siblings not to take an extra snack and stick to the limit, also we put a limit on screen time and for now, we don't allow in-game purchases because they know that we are currently on a tight budget. 
  • Make it work: Find the strength to make your budget work. Focus on your goal, and stick to it
  • And if you are having a hard time living up to your budget, you can borrow money from your family and friends but you better pay your debt on time so that you can borrow again when you're in need. Having bad credit is really a burden not just to your budget but as well as your relationship with those who helped you out.  
  • And if you are looking for short-term financial solutions, visit www.creditloan.com

Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

5 Simple Budgeting Tips


With all the prices of almost everything going up and still dealing with this COVID-19 pandemic, the struggle is so-soooo real for everyone, even for a mom like me who simply wants to feed a family of 5 with nutritious meals 3 x a day. Can your budgeting skills handle a $20 Budget Meal for a Week Challenge that will work for a family of 5?  I'm sure that moms or not,  our budgeting skills were once again put to a test as we deal with price increases here and there due to may it be the Ukraine-Russia crisis or simply the Inflation rate in PH.

5 Simple Budgeting Tips


"A budget is telling your money where to go instead of wondering where it went"

Back then, $20 or Php1000 can cover a week's worth or two of groceries containing the daily essentials and pantry supplies, and I remember we can include our kids' choice of snacks on our grocery list. But fast forward to what we experienced today, my $20 worth of groceries won't even cover the essentials and I bet won't even last for an entire week. But this momma gotta make it work, so, here are a few tips and tricks of how I manage to budget Php1000 these days.

5 Simple Budgeting Tips



1. Know the difference between Needs / Wants and Stick to the Essentials. Example: Bath soap, If our budget permits, I was able to buy a separate beauty soap for my face, and body. I was also able to buy DaddyO and Charles their favorite body soap or body wash for men. And a separate pink body soap for my girls too! But with what's happening today and yes, inflation, what I do now is buy 1 kind of soap. Yes just one and stress and emphasis on the germicidal or antibacterial one, which works fine as what it was intended to be, to make our body clean and germfree, right? With this effort or setting vanity and non-essential skincare aside, we can spend less on toiletries right away and add that budget to a much-needed item like food. Yes, for food but make sure that you...

 

2. Cut down Cravings. I love food! So, please know that this one is pretty hard for me to achieve. I order food almost every day, So when I saw my credit card statement, I was able to monitor my expenses, and this is where most of my money goes. There is even a time that I got bill shocked by it. I even questioned myself: Did I really eat all of that?! Kidding aside, our sweet cravings and order-in comfort food may bring us happiness for a while but can actually do more harm later on. Like me, I gained so much weight, I now have flabs - fluffy abs and almost end up with huge credit on my account. But did you know that there are short-term financial solutions out there for people who struggle with bad credit? Know more about it at creditloan.com



3. Start DIY WorkOuts and Live Active, Be Strong and Healthy. Simply put that health is wealth, how about trying easy workouts? As simple as opting to walk or ride a bike instead of taking your car with you for quick errands. Get active, fit, and save your budget for the gasoline in the process! Start doing exercise and take your vitamins and supplements while you still have time to make a good choice. Be healthy and strong and boost your immune system, so that you won't get sick that easily, especially during this pandemic. We all know that aside from being infected by the coronavirus, other health-related issues or emergency hospitalization can drain our budget.  A simple yet effective way is to invest in yourself by exercising, eating healthy, get fit and active. No need to enroll in expensive gym membership because you can do simple exercises like walking, jogging, biking, and swimming on your own! Again, better to start eating healthy too! Quick meal preps and instant mixes may be cheap, but we should prioritize fruits, and veggies as much as possible and always go for the healthier choice! 



4. Know Where To Shop. Fresh produce is super expensive especially if you don't know where to shop for the cheaper ones. Normally, fruits and veggies are sold cheaper in palengke / wet markets or street markets compared to grocery stores or malls. Also, some seafood is way-way cheaper in wet markets compared to supermarkets, and grocery stores. But there are affordable finds in groceries too, most likely when it's on sale! So better be updated with the sale events near you and score awesome deals and even freebies!



5. It's never too late to start growing your own food. If you can, save the seeds or stem cuttings and plant them. Try tomatoes, onion, kangkong, and chili, even kalamansi is easy to grow. Having to grow your food brings a different joy and fulfillment trust me! And imagine the savings you can get from growing your own veggies and fruits! Also,  If you have space, you can grow fish, or chickens too! One less worry of wondering where your food came from right?

Check this for more budgeting tips!

  • Make a List:  Track down your expenses.  With this, you can clearly see where your money goes.
  • Have the heart to say No: As a mom, this is a heartbreaking thing to do, especially when the kids are requesting extra snacks or even you saying no to your own cravings. You just have to explain it well to them and trust me they will understand. 
  • Make it a family effort. Lately, my daughter reminds her siblings not to take an extra snack and stick to the limit, also we put a limit on screen time and for now, we don't allow in-game purchases because they know that we are currently on a tight budget. 
  • Make it work: Find the strength to make your budget work. Focus on your goal, and stick to it
  • And if you are having a hard time living up to your budget, you can borrow money from your family and friends but you better pay your debt on time so that you can borrow again when you're in need. Having bad credit is really a burden not just to your budget but as well as your relationship with those who helped you out.  
  • And if you are looking for short-term financial solutions, visit www.creditloan.com

Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

How the Entertainment Scene Continues to Thrive in Alabama

Alabama



Alabama is one of the most incredible states on Earth, even if most people don't realize it!  Not only is it the original home state of famous names like Jimmy Buffet and Nat King Cole, but more performers seem to come out every year with new acts and fantastic shows.


So how’s the entertainment scene doing in Alabama?  Here’s everything you need to know.


The State is Still Bouncing Back From Covid-19

Covid-19 hit Alabama hard.  This State, with a population of just 4.893 million people, saw over 1.33 million cases of Covid-19 and over 20,000 deaths.  These are stunning numbers that severely slowed down the state from late 2020 through early 2022, and the state is still struggling to recover.  Although cases have slowed to a more reasonable rate, it's taking time for entertainment to make its way back.


Thankfully, some shows are already returning as of the summer of 2022.


Tourism is a Major Source of Revenue

Tourism has been a large source of revenue for Alabama, bringing nearly $20 billion in 2021, despite how shut down the state was.  This doesn't even include the nearly $1.1 billion in taxes this revenue added.  Although nature and wildlife are a large reason why people come to the state, so is the entertainment scene.  People know to expect a great show out of Alabama, and once they arrive get curious to start looking at Birmingham houses for rent while they’re here. 


There’s No End to the Kinds of Performances

Alabama is best known for rock and outlaw country, but there are tons of different performers and singers from this state, covering everything from jazz and blues to stadium country.  


This is a massive state filled with a large assortment of different and interesting people, and with them comes some amazing music tastes and abilities that you won't find anywhere else.  


This ensures you can come back every weekend for a different show and never get bored of any one genre. 


More Performers Are Coming to This State Than Before

Performers are incredible people that can hold the attention of entire stadiums and keep them entranced while they play music and sing to the crowd.  More concerts are making stops in Alabama than have in the past, which means there's a larger selection of options and a bigger chance of seeing someone famous that you'd want to see.  You're not cut off from the world here! 


The Cities Are Continuing to Grow

Many cities in Alabama are quickly growing!  From Foley, which grew over 7% in one year, to Athens, that's trailing behind at 5.2% growth.  This amount of growth ensures that there are more people eager to go to live shows and more performers arriving in this state that haven't been here before.



Alabama Understands Entertainment

Alabama has a long history of turning out stars over the last 150 years.  Whether you’re here to watch a favorite, or you’re interested in seeing someone more unknown, it’s a good idea to catch a show if you’re in town!



How the Entertainment Scene Continues to Thrive in Alabama

How the Entertainment Scene Continues to Thrive in Alabama

Alabama



Alabama is one of the most incredible states on Earth, even if most people don't realize it!  Not only is it the original home state of famous names like Jimmy Buffet and Nat King Cole, but more performers seem to come out every year with new acts and fantastic shows.


So how’s the entertainment scene doing in Alabama?  Here’s everything you need to know.


The State is Still Bouncing Back From Covid-19

Covid-19 hit Alabama hard.  This State, with a population of just 4.893 million people, saw over 1.33 million cases of Covid-19 and over 20,000 deaths.  These are stunning numbers that severely slowed down the state from late 2020 through early 2022, and the state is still struggling to recover.  Although cases have slowed to a more reasonable rate, it's taking time for entertainment to make its way back.


Thankfully, some shows are already returning as of the summer of 2022.


Tourism is a Major Source of Revenue

Tourism has been a large source of revenue for Alabama, bringing nearly $20 billion in 2021, despite how shut down the state was.  This doesn't even include the nearly $1.1 billion in taxes this revenue added.  Although nature and wildlife are a large reason why people come to the state, so is the entertainment scene.  People know to expect a great show out of Alabama, and once they arrive get curious to start looking at Birmingham houses for rent while they’re here. 


There’s No End to the Kinds of Performances

Alabama is best known for rock and outlaw country, but there are tons of different performers and singers from this state, covering everything from jazz and blues to stadium country.  


This is a massive state filled with a large assortment of different and interesting people, and with them comes some amazing music tastes and abilities that you won't find anywhere else.  


This ensures you can come back every weekend for a different show and never get bored of any one genre. 


More Performers Are Coming to This State Than Before

Performers are incredible people that can hold the attention of entire stadiums and keep them entranced while they play music and sing to the crowd.  More concerts are making stops in Alabama than have in the past, which means there's a larger selection of options and a bigger chance of seeing someone famous that you'd want to see.  You're not cut off from the world here! 


The Cities Are Continuing to Grow

Many cities in Alabama are quickly growing!  From Foley, which grew over 7% in one year, to Athens, that's trailing behind at 5.2% growth.  This amount of growth ensures that there are more people eager to go to live shows and more performers arriving in this state that haven't been here before.



Alabama Understands Entertainment

Alabama has a long history of turning out stars over the last 150 years.  Whether you’re here to watch a favorite, or you’re interested in seeing someone more unknown, it’s a good idea to catch a show if you’re in town!



Do you segregate your garbage? Does your family practice waste segregation at home? Waste segregation is a must, this should start at home and let your kids participate too! 

How We Segregate Our Waste at Home and Letting My Kids Learn More About It with Miming and Friends


Yes, start them young, this is our duty as parents to educate our children about the proper way of garbage disposal. That there are things in our trash that can be recycled, reused, or don't need to be included in the trash collected by the garbage trucks. 


Based on reports by WWF-Philippines, the National Solid Waste Management Commission , and the World Bank74% of plastic leakage comes from waste that has been collected. Inconsistent collection and recycling facilities mean that packaging and all other kinds of waste often end up in landfills, communities, or oceans – whether the materials are technically recyclable or not.

Because we know that waste collected from every household will end up in landfills and if we didn't segregate, items that can be recycled will just sit there and add to the pile that may take forever before it decompose (and maybe never) and sadly, some of these garbage ends up in the sea! Yes, to the sea!!! 

How We Segregate Our Waste at Home and Letting My Kids Learn More About It with Miming and Friends



Watch our video (link here: https://youtu.be/olmDTbY5ycU) and see how easy waste segregation can be. My daughters, Ricci and Chloe were in too. and with this effort, we were able to help even in our own little way to the environment. 

The first episode of Miming and Friends supported by Mondelēz International was released on World Oceans Day on June 8, 2022 and is the first in a series of five.  It talks about the importance of segregating waste at home, to ensure they don’t end up in the ocean. -read more about it here



Let your kids learn more about waste segregation too by watching Miming and Friends' YouTube Video  





Do let me know in the comments if you and your fam do segregate your trash at home, and let me know what you think after watching the Miming and Friends vid!

Already watched it with the kiddies? 
Let me know about it, post it on your social media,  kwento naman d'yan and don't forget to tag me!

use the hashtag: #GwithAciGirl


Mondelēz International commits that by 2025, 100% of its packaging will be designed to be recycled. #SustainableSnacking Checked! 



Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

How We Segregate Our Waste at Home and Letting My Kids Learn More About It with Miming and Friends

Do you segregate your garbage? Does your family practice waste segregation at home? Waste segregation is a must, this should start at home and let your kids participate too! 

How We Segregate Our Waste at Home and Letting My Kids Learn More About It with Miming and Friends


Yes, start them young, this is our duty as parents to educate our children about the proper way of garbage disposal. That there are things in our trash that can be recycled, reused, or don't need to be included in the trash collected by the garbage trucks. 


Based on reports by WWF-Philippines, the National Solid Waste Management Commission , and the World Bank74% of plastic leakage comes from waste that has been collected. Inconsistent collection and recycling facilities mean that packaging and all other kinds of waste often end up in landfills, communities, or oceans – whether the materials are technically recyclable or not.

Because we know that waste collected from every household will end up in landfills and if we didn't segregate, items that can be recycled will just sit there and add to the pile that may take forever before it decompose (and maybe never) and sadly, some of these garbage ends up in the sea! Yes, to the sea!!! 

How We Segregate Our Waste at Home and Letting My Kids Learn More About It with Miming and Friends



Watch our video (link here: https://youtu.be/olmDTbY5ycU) and see how easy waste segregation can be. My daughters, Ricci and Chloe were in too. and with this effort, we were able to help even in our own little way to the environment. 

The first episode of Miming and Friends supported by Mondelēz International was released on World Oceans Day on June 8, 2022 and is the first in a series of five.  It talks about the importance of segregating waste at home, to ensure they don’t end up in the ocean. -read more about it here



Let your kids learn more about waste segregation too by watching Miming and Friends' YouTube Video  





Do let me know in the comments if you and your fam do segregate your trash at home, and let me know what you think after watching the Miming and Friends vid!

Already watched it with the kiddies? 
Let me know about it, post it on your social media,  kwento naman d'yan and don't forget to tag me!

use the hashtag: #GwithAciGirl


Mondelēz International commits that by 2025, 100% of its packaging will be designed to be recycled. #SustainableSnacking Checked! 



Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.



UNBOXING RAPOO VH110 ILLUMINATED GAMING HEADSET on My Youtube Channel

#AciGirlTV 📺: Youtube.com/AciGirlTV





+ Quick Review



📦 What's in the box?
🎮 Gaming Headset
🎮 Quick Start Guide
🎮 3.55mm Audio Cable




📌 System Requirements:
PC, Tablet, and Smartphone with a 3.55mm Audio Port







✅️ Features:
  • One Key Mute-Function of Microphone
  • Smart Overhead headphones, suitable for long-term game playing
  • Ear-wrapped design, comfortable to wear and isolated from the noise.
  • Professional adjustable sound modes for a superior gaming audio experience
  • Fix microphones and crystal clear voice
  • Comfortable design with LED backlighting light.





👩‍💻 Review: 
I LOVE THIS HEADSET!!! Aside sa super happy ang aking RGB heart, I find this piece so comfy sa aking head and ears. Bet na bet din how this kinda isolates the other noise kaya mas focused ang ako sa gaming, video editing, and sound trip while blogging. I just wished that I can set a certain color for the lighting para it can go matchy to my mood or color requirement for my collabs and work :) 


RAPOO VH110 is Available at Rapoo Official Store on Shopee
Sale Price at Php899 Only! (SRP Php3999)
Add to cart link here 🛒: https://shope.ee/5fADfhkdSy 

Also Available at Silicon Valley, Pc Express, Complink



Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

TechieBites by Aci Girl: RAPOO VH110 Illuminated Gaming Headset UNBOXING + Quick Review




UNBOXING RAPOO VH110 ILLUMINATED GAMING HEADSET on My Youtube Channel

#AciGirlTV 📺: Youtube.com/AciGirlTV





+ Quick Review



📦 What's in the box?
🎮 Gaming Headset
🎮 Quick Start Guide
🎮 3.55mm Audio Cable




📌 System Requirements:
PC, Tablet, and Smartphone with a 3.55mm Audio Port







✅️ Features:
  • One Key Mute-Function of Microphone
  • Smart Overhead headphones, suitable for long-term game playing
  • Ear-wrapped design, comfortable to wear and isolated from the noise.
  • Professional adjustable sound modes for a superior gaming audio experience
  • Fix microphones and crystal clear voice
  • Comfortable design with LED backlighting light.





👩‍💻 Review: 
I LOVE THIS HEADSET!!! Aside sa super happy ang aking RGB heart, I find this piece so comfy sa aking head and ears. Bet na bet din how this kinda isolates the other noise kaya mas focused ang ako sa gaming, video editing, and sound trip while blogging. I just wished that I can set a certain color for the lighting para it can go matchy to my mood or color requirement for my collabs and work :) 


RAPOO VH110 is Available at Rapoo Official Store on Shopee
Sale Price at Php899 Only! (SRP Php3999)
Add to cart link here 🛒: https://shope.ee/5fADfhkdSy 

Also Available at Silicon Valley, Pc Express, Complink



Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.
Family photo on Nutrition

 Abbott Super Brand Day Exclusive Family Bundle

After months and months of being at home, people are now more okay with going out, even taking the whole family with them, being excited for new experiences, adventures and even up for some revenge travel as they may say. Also, children are going back to school. Parents are returning to work. Grandparents are meeting up with old friends. 

Abbott is committed to help families live life to the fullest. We understand that the first step towards this is good health. That’s why we have designed our science-backed nutrition innovations to maintain your family’s health at every stage of life, so everyone can live their best lives. 


Abbott Super Brand Day Exclusive Family Bundle


Abbott brands Ensure, Glucerna, Similac Gainschool and Pediasure Plus, parents are empowered with the knowledge that they are providing the best health and nutrition for their family.


Glucerna Vanilla 900G For Diabetic Nutrition: Low in both saturated fat and cholestetrol, it is a complete and balanced nutritional supplement designed to help minimize the blood glucose response of people with diabetes or impaired glucose tolerance.

Pediasure Plus Vanilla 900G For Kids Above 3 Years Old: Contains an optimal blend of proteins, carbohydrates, and fats which have been clinically proven to provide children 3 years old and above with complete and balanced nutrition for growth, development, and immunity

Ensure Gold HMB Vanilla 850G For Adult Nutrition: Contains high quality proteins, carbohydrates, and essential fats which have been clinically proven to fill in nutritional gaps and improve strength and immunity in adults. 

Similac Gainschool HMO 900G For Kids Above 3 Years Old: Has a unique combination of essential nutrients including DHA, Taurine, Choline, Copper, Iron, and Folic acid which all help optimize brain development and growth in preschool children, three years old and above.

Shopee makes it super easy to get special offers for health and wellness products for everyone in the family! What makes is great is this Abbott Super Brand Day Exclusive Family Bundle.

Take the first step towards living life to the fullest by giving yourself and your family the nutrients you need! Enjoy special offers on Abbott's Exclusive Family Bundle, only on their Super Brand Day on Shopee this June 24.



Protect your family for great days ahead with special offers on Abbott's Super Brand Day on Shopee this June 24!


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

Abbott Super Brand Day Exclusive Family Bundle

Family photo on Nutrition

 Abbott Super Brand Day Exclusive Family Bundle

After months and months of being at home, people are now more okay with going out, even taking the whole family with them, being excited for new experiences, adventures and even up for some revenge travel as they may say. Also, children are going back to school. Parents are returning to work. Grandparents are meeting up with old friends. 

Abbott is committed to help families live life to the fullest. We understand that the first step towards this is good health. That’s why we have designed our science-backed nutrition innovations to maintain your family’s health at every stage of life, so everyone can live their best lives. 


Abbott Super Brand Day Exclusive Family Bundle


Abbott brands Ensure, Glucerna, Similac Gainschool and Pediasure Plus, parents are empowered with the knowledge that they are providing the best health and nutrition for their family.


Glucerna Vanilla 900G For Diabetic Nutrition: Low in both saturated fat and cholestetrol, it is a complete and balanced nutritional supplement designed to help minimize the blood glucose response of people with diabetes or impaired glucose tolerance.

Pediasure Plus Vanilla 900G For Kids Above 3 Years Old: Contains an optimal blend of proteins, carbohydrates, and fats which have been clinically proven to provide children 3 years old and above with complete and balanced nutrition for growth, development, and immunity

Ensure Gold HMB Vanilla 850G For Adult Nutrition: Contains high quality proteins, carbohydrates, and essential fats which have been clinically proven to fill in nutritional gaps and improve strength and immunity in adults. 

Similac Gainschool HMO 900G For Kids Above 3 Years Old: Has a unique combination of essential nutrients including DHA, Taurine, Choline, Copper, Iron, and Folic acid which all help optimize brain development and growth in preschool children, three years old and above.

Shopee makes it super easy to get special offers for health and wellness products for everyone in the family! What makes is great is this Abbott Super Brand Day Exclusive Family Bundle.

Take the first step towards living life to the fullest by giving yourself and your family the nutrients you need! Enjoy special offers on Abbott's Exclusive Family Bundle, only on their Super Brand Day on Shopee this June 24.



Protect your family for great days ahead with special offers on Abbott's Super Brand Day on Shopee this June 24!


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.
 

 

Being a mom is the most fulfilling, yet most difficult job in the world. There are some who make it look like a breeze, and others who show the actual journey and reality that this full-time job entails. On top of the daily to-do list of work tasks, taking care of the kids, and having time for yourself, are the household chores such as actual laundry, dishes, and cooking that take hours and a significant amount of effort and physical labor.

 

As motherhood has endured the toughest struggle in the past two years, it’s not always as glamorous as social media makes it out to be. Recently, more and more moms have been revealing an unfiltered look into motherhood, as a way to help other moms find solutions to make life easier and better for themselves and their kids.


 These moms are showing an unfiltered look into motherhood


For mommy Apple, motherhood may not be as manageable in terms of following a certain schedule but amidst all the chores, she has found a solution to cross off one big item from her checklist: Managing the household is tough! The chores are never ending. Looking after my son during and after school is also a challenge. And of course, doing the laundry with tough stains means extra work for me. Thanks to Breeze Power Machine, laundry time is much easier now.”


  

 

Mom/Doctor Crystal Roxas shares that she has found the ultimate secret of power moms by making sure she’s there for her son every time even while working hard “To be able to provide for my little Nate, I have to work extra hard while making sure that I’m by his side when he needs me most. ❤️ I always want to give him the best.” she says.


 

Momshie Patricia Parian shares her secret to making laundry a breeze: Bilang working mom, isa sa mga challenges ko ang paglalaba dahil kailangan dito ng matinding effort. Pero napadali na ito gamit ang #BreezePowerMachine. Tanggal agad ang dumi in one wash”


  


Mommy Tine understands the demands of being a mom and has found one big solution to cross off her list: Managing the household is a juggling act. Kaya naman I need to find ways to balance everything… kids, meals, cleaning, lalo na sa laundry. So I can spend more time with the kids. Buti na lang I found #BreezePowerMachine liquid detergent! Now I can spend less time on chores and more time with my kids.”

 

 

 

Mommy Charlene Tolentino shares her advice on how she is able to take time for herself: “As a millenial stay at home mom, always busy with the chores and taking care of my kids. I hardly find time to do other stuff. So, I'm always on the lookout for products to make my life easier. The #BreezePowerMachine Liquid Detergent lets me power through laundry and gives me more quality time with my children and time for myself.”

 

 

 

Although motherhood may not be a walk in the park, there are communities and brands like Breeze that can offer you easy and powerful solutions to lighten your load, make your tasks less of a chore and more of a superpower.

 

Breeze Power Machine Liquid Detergent makes laundry so much easier as it penetrates fabrics and removes tough stains better than powder detergents. Thanks to its ultraclean concentrate and the Golden Trio of power washing - that is surfactants, dirt-lifters, and enzymes - you just need to dab-pour-wash and let your washing machine do the work. Now all hard-working moms can make the switch from powder to liquid detergent to turn laundry into a Breeze!

 

You are just in time for the Big Breeze Sale on Lazada this June 22-26 where you can get up to 30% OFF on Breeze products. More than that, you can also get a chance to win a washing machine with a minimum purchase of Php 599. Discounts and offers don’t end there! Throughout this five-day sale, you can also get up to 50% OFF on other Unilever Household Care products as well until stocks last.

 

Shop now on Lazada and catch the Big Breeze Sale: https://tinyurl.com/Big-Breeze-Sale.

 


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.
  • Saturday, June 18, 2022

An Unfiltered Look into Motherhood

 

 

Being a mom is the most fulfilling, yet most difficult job in the world. There are some who make it look like a breeze, and others who show the actual journey and reality that this full-time job entails. On top of the daily to-do list of work tasks, taking care of the kids, and having time for yourself, are the household chores such as actual laundry, dishes, and cooking that take hours and a significant amount of effort and physical labor.

 

As motherhood has endured the toughest struggle in the past two years, it’s not always as glamorous as social media makes it out to be. Recently, more and more moms have been revealing an unfiltered look into motherhood, as a way to help other moms find solutions to make life easier and better for themselves and their kids.


 These moms are showing an unfiltered look into motherhood


For mommy Apple, motherhood may not be as manageable in terms of following a certain schedule but amidst all the chores, she has found a solution to cross off one big item from her checklist: Managing the household is tough! The chores are never ending. Looking after my son during and after school is also a challenge. And of course, doing the laundry with tough stains means extra work for me. Thanks to Breeze Power Machine, laundry time is much easier now.”


  

 

Mom/Doctor Crystal Roxas shares that she has found the ultimate secret of power moms by making sure she’s there for her son every time even while working hard “To be able to provide for my little Nate, I have to work extra hard while making sure that I’m by his side when he needs me most. ❤️ I always want to give him the best.” she says.


 

Momshie Patricia Parian shares her secret to making laundry a breeze: Bilang working mom, isa sa mga challenges ko ang paglalaba dahil kailangan dito ng matinding effort. Pero napadali na ito gamit ang #BreezePowerMachine. Tanggal agad ang dumi in one wash”


  


Mommy Tine understands the demands of being a mom and has found one big solution to cross off her list: Managing the household is a juggling act. Kaya naman I need to find ways to balance everything… kids, meals, cleaning, lalo na sa laundry. So I can spend more time with the kids. Buti na lang I found #BreezePowerMachine liquid detergent! Now I can spend less time on chores and more time with my kids.”

 

 

 

Mommy Charlene Tolentino shares her advice on how she is able to take time for herself: “As a millenial stay at home mom, always busy with the chores and taking care of my kids. I hardly find time to do other stuff. So, I'm always on the lookout for products to make my life easier. The #BreezePowerMachine Liquid Detergent lets me power through laundry and gives me more quality time with my children and time for myself.”

 

 

 

Although motherhood may not be a walk in the park, there are communities and brands like Breeze that can offer you easy and powerful solutions to lighten your load, make your tasks less of a chore and more of a superpower.

 

Breeze Power Machine Liquid Detergent makes laundry so much easier as it penetrates fabrics and removes tough stains better than powder detergents. Thanks to its ultraclean concentrate and the Golden Trio of power washing - that is surfactants, dirt-lifters, and enzymes - you just need to dab-pour-wash and let your washing machine do the work. Now all hard-working moms can make the switch from powder to liquid detergent to turn laundry into a Breeze!

 

You are just in time for the Big Breeze Sale on Lazada this June 22-26 where you can get up to 30% OFF on Breeze products. More than that, you can also get a chance to win a washing machine with a minimum purchase of Php 599. Discounts and offers don’t end there! Throughout this five-day sale, you can also get up to 50% OFF on other Unilever Household Care products as well until stocks last.

 

Shop now on Lazada and catch the Big Breeze Sale: https://tinyurl.com/Big-Breeze-Sale.

 


Thanks for reading my blog and feel free to leave comments.
To get the latest update, follow me on my social media accounts.

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