Saturday, June 02, 2018

Paano Mag-Sangla? + My Thoughts About Pawning.

I was at Cebuana Lhuillier last May 29. I had my first mag "Sangla" experience.
And it was surprisingly exciting and amazing.


A couple of months ago we applied for a small loan. This is meant for my children's tuition fees and school supplies + my supposedly birthday getaway too. I don't know what gotten into me but all of a sudden  I realized it's  May 28 already. And the loan we applied for? we have not yet received. The beach trip that I really wanted for my birthday? It didn't happen. And the enrollment? still not done. What's worse is that our electricity bill ballooned from P2500 to P4500 and wait there's more... Ricci was bitten by our furbaby Chubby! OMG What's happening to us? I have checked our cash on hand + emergency fund and it was just enough to cover the bills and the groceries. I decided to forget about the beach at baka mag beast-mode lang ako with the expenses. So, Pwede na ba himatayin mga momshies???





Mudrabells cames to rescue. Mother's Instict is not a myth. Naramdaman ata agad ni Mudra may kailangan ako kahit di pa ako nagsasabi. Pinahiram ako ng kanyang gintong yaman. Hahaha, Yes! "Gintong Yaman" is the word for my moms necklace. Ingat na Ingat nya ito. I remebered joking about it pa nga na "Ma, yan ba ang pamana mo sa akin? Pwede bang i-claim ko na?" ayun pinandilatan ako ng mata. hahaha. 

So this is it... ito na ako sa Cebuana LhuillerOo, sa Cebuana Lhuiller agad-agad. Dahil dun lang daw ipagkakatiwala ni Mudrabells ang gintong yaman nya. Tried and tested na nya pala na mataas ang appraisal doon. Oh, diba, suking-suki?. At sa lugar namin halos bawat kanto may Cebuana Lhuiller! With 2500 Branches ba naman nationwide. Tingin sa kaliwa, tingin sa kanan beshie, at may Cebuana Lhuiler na maaasahan!



An Instant Cash sa Biglaang Pangangailangan.
Pawning is simply money lending with security & collateral.

I've seen people doing it too, like "Sangla" is a way of life, a way to cope in times of need. Pag may biglaan bayarin sa school, may nagkasakit or na-emergency-room, pang-gastos pang requirements sa pag-apply sa trabaho, pang-dagdag sa pang-debut or pang pagawa ng bahay.




Pero siempre, matigas ang ulo ko, nag-keme-keme muna ako sa ibang pawnshop. Pinacheck ko, ayun nagulat ako kinikis sa bato yung kwnitas ni mama, sumulat yung kwintas sa bato!!! Para akong aatakihin sa puso... nako yare, magmamarka ba yun? ayaw ko nang tingan. Lord, sana wag mapansin yun ni Mama. 

After that, Mudra's gintong yaman was appraised at Php13,xxx. And I'm not happy, kasi 20k and kailangan ko. So, I pushed to Cebuana Lhuillier. Actually, kumakabog dibdib ko, di ako sanay. So, I politely asked the staff on duty:

Sir, first time ko po mag-sangla, paano po ba? 
He said,

Ganoon po ba? Madali lang ito ma'am, since first time mo, kailangan mong mag fill up ng registration form. titingnan ko po yung item and aalamin natin ang value and if ok sayo ang appraised value, iprocess na sya for sangla. -Cebuana Lhuiller Staff


So here we go, this is how to sangla na... a black box lined with black velvety fabric pops out the window. OO, na-amazed ako sa pa-box where I'll be putting Mudra's gintong yaman for them to check and appraise. Doon sa una kong pinuntahan abot-abot lang sa tiled counter. Muntik pa kaming magholding hands ni koya. 


I signed the registration form, presented a government-issued I.D.,  have my to sangla / to pawned item appraised.


And it was appraised at a whooping rate of P19,xxx. Shocks! What a big difference!!! It is pretty close to my target budget which is Php20,000. So this is it, this is really it!  I will push to Sangla na!


Next is to sign the Sangla-form or pawn ticket or mas gusto ko yung term ni Pappi dati, the Papel de Ahensya thingy. sounds good! hahaha.


Note: This is for those who agreed to the appraised value of their item to be pawned. If you are not happy with the appraised value, try your luck na pataasan pa, gamitan nyo ng charm. Mababaet naman sila. Also, during this process, you have to sign that clear plastic pouch and mini pink slip. That is where your pawned item is to be placed, tagged, sealed and stored for safe keeping.


And then, Processing happens. This will just take about 5minutes or less. Ito pa ah, may linya silang "Basta Sangla, Walang Pila". Ayos diba? From there, you have to secure your pawn ticket, sign it and collect the money.

Basta Sangla, Walang Pila sa Cebuana Lhuillier

That was pretty Fast and Super Easy!
That's it! Also, ang saya for me, finally kasi Mag-Sangla Skill Acquired!!! hahaha 
Dali i-congratulate nyo ako dahil solve na ang pang tuition at pang swimming ng fambam!!! 
And the next time I'll be in need of fast cash, I'll be on my way to Cebuana Lhuillier, Alam na!


Watch My "Sangla" Experience on my youtube channel


Ikaw, have you tried pawning?
How was it?
Care to share in the comments section? Would love to hear from you too!
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4 comments

  1. Yes i tried this na. Ung necklace ko noon bf gf pa kami naisanla ko nung need operation ni eldest due to fractured elbow. Naka dlawa kami pawnshop til nag ceb kami so go na kami taas ng appraisal. Natubos ko rin sya kasi mura lang per 3 mos ata ako hulog nun.

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    1. Ang galing lang diba? sana nag invest din ako ng mga alahas mas ok at magagamit talaga lalo na pag biglaang mangailangan ng cashing.

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    2. Tried it before. With cebuana too! :) though I don't really like to make pawning a habit, I am just glad to know that Cebuana is JUST around every corner, just in case I'll be needing their services once again! :)

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    3. So here's my story..Si hubby noong bf/gf pa kami mas nagbibigay ng gift na magagamit ko daw, di nawawala o nauubos at may purpose. He used to "bribe" haha me FOOD talaga pasalubong niya pag nagkikita kami sa school. He's not into spending flowers, pero love letters or funny cards na may noted niya. So on our anniv he handed me a necklace 14k but i rarely wear it takot ma snatch lalo na ung daanan ko from school may area na maraming loko. Fast forward, we are a couple and blessed with a kid, my eldest son na super likot. On his 2yrs of age, an accident came. He fell down sa stairs siguro mga 4 steps and it went really bad. I hurriedly run towards him and saw nakalaylay na ang elbow nya. As starting palang kami, we had no enough money. We even opted to hilot and we regret so we went to a clinic daming xray ginawa then ni refer kami to RMC, sin-smento muna ang elbow temporarily until we get a sched of his operation and the cost? Almost 30k for his fractured bones. We dont have that amount but we'll do anything for him. Luckily, his boss, called informing we should make a visit to Phil Orthopedic the soonest as they already notify someone there. Btw, my husband that time works as a govt employee. We arrived there and mrami tao, so bawat galaw need money. I remember my necklace and brought it. Mahirap kumilos pag walang pera byahe palang from Taguig to Banawe Qc and need lagi magtaxi. No hesitations, we went to a nearby sanlaan, not to mention basta may ginto sa name nya nakikita din everywhere. Ang liit lng daw sabi ng asawa ko so hanap kami. We saw Cebuana and we believe na matutulungan kqmi kasi trusted na ito, i cant go on details kasi lutang ako that time. Hubby just went to the counter, handed my necklace they checked may timbang timbang pa sila nun and i remember php8k din and necklace ko malaking bagay na para makakilos kilos unlike doon sa other pawnshop plus di pa mabigat ang bayad di ka kabahan na baka di mo matubos malayo oa maturity date. Npa wow ako. BLESSING sya. Pirma na and we're off to go. Matagal kami nagstay and kami lang talaga ang dami procedures before operation kahit sabihin na public may gagastusin ka padin plus food pa namin everyday..Sa katapat na fastfood kami kumakain kasi salitan kami sa pagbantay kaya magastos talaga. So after that unos na successful ang operation need pa namin pabalik balik kasi may followup checkup pa sa healing etc. Buti nlng sinagot ng govt (where hubby works) ang mga bakal na ginamit that time so mga gamot lang sa amin, travel amd food expenses. Natubos ko siya haha and masasabi ko SALAMAT CEBUANA✋

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