Megan Young reveals her secrets to staying happy, healthy, and vibrant. Not worrying over money is one of them.
Being
the first Filipino to win the Ms. World crown, Megan Young has license to lead
an ultra-glam life, but people will actually be surprised to know that she is
“matipid.” In fact, she and husband Mikael “Fofo” Daez has a finance system in
place where they have two bank accounts—one for expenses and one for savings.
“I
plan it out with my husband kung ano yung gusto ko, trips I wanna go on, K-pop
merch na I wanna buy or new experiences na we both wanna try,” says Megan in
her latest Instagram
video
post about living a vibrant life. That means sticking to
the budget despite the “wants”. “If I know I can’t afford [the designer bag],
bakit ko bibilhin?”
For
Megan, planning your finances is one way to stay
happy, healthy and vibrant because “you can enjoy and have peace of mind.” Why
would you overcomplicate your life with unnecessary spends that’s not part of
the budget?
Aside from being matipid and taking
care of your finances, the actress
and TV host on GMA’s The Best Ka!
also included nutrition, exercise, self-care, and relaxing via traveling in her
tips to lead a vibrant life in her video collaboration with FWD Life Insurance.
Nutrition and physical fitness
While
the rest of the world do no-carb diets, Megan considers a meal incomplete
without bread or rice and dessert! (Hallelujah!). For her, we should not be
depriving ourselves with the food we want to eat. “I love having carbs, carbs,
carbs! And also meat and dessert. We want to make sure we treat our bodies
well. We can eat 80% healthy food and 20% kung
anong gusto nating kainin.”
Rather
than focusing on diets, people should focus on creating a healthy lifestyle.
A diet
puts her in a mindset that she needs to eat less, which should not be the case.
It all comes down to moderation. Plus, exercise. (The secret to her smashing
body, perhaps?)
That’s
why even if she finds it hard—often second guessing herself like the rest of us
why she is even doing it—she always makes sure she works out.
Financial planning
When
you want to experience more out of life, she says, plan accordingly. (For additional
health and financial tips, check out FWD’s blog). And she did not mean just
the luxuries and the “wants”.
Plans
should also include the things that are important to you and your family like
your health and your future coz we can never really be sure of what can happen.
“Health protection…kailangan na ring
i-budget ‘yan dahil mataas na rin ngayon ang medical expenses so we make
sure that we have insurance para less
worries.”
And
it’s important that all bases are covered. A product like FWD Vibrant Critical Illness
Insurance
does that, protecting you from wellness to treatment to recovery. You’re
covered from before you get a health problem up to when you get diagnosed and
all the way to your treatment and recovery.
Quite
impressed, Megan enumerates every benefit you’ll get from it. “With FWD Vibrant, you can get cash for
health screening so that you can monitor your health; you’ll also receive cash
for medicines to support your recovery in case you get sick; and for your peace
of mind, you can claim up to 6x for major critical illnesses; and on top of
that, you get minor critical illness coverage worth 25% of the benefit amount. So,
you can focus more on your health and celebrate living!”
Travel
While
planning is very important, there are times when we just need to let go and
enjoy and appreciate life. As Megan advises: “Pause and take a breather!”
Taking
trips abroad is when Megan gets to do this. This is the time when she and her
husband can just relax and go with the flow. In her trips for instance, Megan
likes to go to places that lets her get out of her comfort zone. There was even
a time when they just went on a trip in Japan with no prior plans beyond the
airport. After all, where they go and where they stay while abroad are not half
as important as how they enjoy it. “Enjoy your time with your family and loved
ones. Or even if you’re going solo, just pause and enjoy the view.”
But
don’t get her wrong. For Megan, planning is essential and is the precursor to living a vibrant life. Knowing you’re all
covered—your health, finance, your family’s needs—gives you the freedom to just
enjoy and let go. “We save up and take care of our health para ma-enjoy talaga namin
these things. To do that, we always make sure that we work out and take care of our finances.”
How
about you? What are your secrets? Here’s a tip: start doing it! In the words of
Megan, “we all deserve to be happy, healthy, and vibrant!”
Want to live a happy, healthy, and vibrant life
like Megan? Set up a meeting with an FWD financial advisor to know more about FWD Vibrant and start planning for your health and finances.
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