AXA unveils Health Care Access to allay concerns on rising medical costs

Last August 11, Our family had our first ever time-capsule activity all thanks to AXA Philippines. We're all excited and were able to put something meaningful, fun or not in our time capsule. At first, I thought my kids are just bringing me stuff for the sake of something to put in it. But surprisingly they know what this activity is really about. 

Family-Time Capsule Activity

Take Charge of Your Health | Family-Time Capsule Activity

Instructions were to:
  1. Put 1 best family photo.
  2. Put a personal token that reminds you of a family member and in my case I allow my kids to participate.
  3. Write a message to your future self and complete the sentence: I will take care and take charge of my family today by... as a pledge.
  4. Attend the ceremonial sealing of the Family Time Capsule
  5. Display the Family Time Capsule at your home and open it after 5 years, looking back and see how has changed or stayed the same for you and your loved ones.
So, what are the contents of our Family's Time Capsule?

I put these things: Vitamins, Medicine, Face Mask, and Coffee mix as a reminder of what we are going thru today with the hope that by the time we open this time capsule is in a much better setting and the world is covid-free, and everyone I love and care about is safe, healthy, and happy. 

As for the kids: 
  • Chloe put a kid's meal toy, hoping that she'll be able to dine in again at her fave fast food store.
  • Ricci brought a pink miniature toy bike wishing that soon they can go out and play and get a bike and learn how to ride one.
  • Charles put a sailboat and a mini hourglass figurine hoping for a new and better wave (chapter) to come. Time well-spent with the family or things you really like and make the most of it. Also hoping for more travels and Vitamin Sea hopefully in the near future.

Family-Time Capsule Activity

Thank you AXA Philippines and Stratworks for sending this time capsule kit 💙 This activity serves as a reminder for me to check up on my goals, align my priorities with work, family, and our future. And with all that's happening around us, and the pandemic still on, the true wealth is Health. Now, more than ever is the best time to take care and take charge of your family more importantly in health. And in line with this, AXA unveils Health Care Access to allay concerns on rising medical costs.

What is AXA Health Care Access?
AXA Health Care Access is a comprehensive and affordable health insurance that you and your family can count on even after retirement, offering two (2) plan types with five (5) variant options.

AXA Health Care Access is the latest Insurance Plan of AXA Philippines, one of the country’s leading insurance companies introduced its latest product with two plan types, Health Care Access Prime and Health Care Access Lite via a virtual press conference on August 11, 2021

AXA Philippines Health Care Access launch

With these two plans, we Filipinos have the options to choose from according to our needs and what preventive care package currently we do have. 

Family picture outside the hospital

AXA empowers Filipinos to take charge and protect themselves against financial uncertainties with its new affordable and comprehensive health insurance plan.

According to a report on health spending released by the Philippine Statistics Authority in late 2020, paying for one’s medical needs grew in the country by 11% in recent years.

On this spending, a staggering 48% of the expenses came from “household out-of-pocket”—meaning Filipinos have resorted to digging into their hard-earned savings or worse, turning to loans from well-meaning family, to be able to pay for the cost of hospitalization or other medical expenses that they did not have the capacity to cover.

In a separate report from the National Economic Development Authority, it was cited that 96% of Filipinos are concerned about their own and their family’s health, but only 16% are prepared to pay for medical costs. But it does not have to be this way.

Take charge of your future through AXA Health Care Access

According to Mr. Rahul Hora, AXA Philippines President and CEO, “We know all too well that sudden medical emergencies can happen to anyone, much worse if it rears its head during a pandemic. We developed Health Care Access as a way for Filipino individuals and families to protect themselves from life’s unexpected moments—freeing them from their worries, while affording them a more secure future.”

An inclusive and value-for-money health care solution

AXA Health Care Access offers a comprehensive and affordable health care solution for one’s hospitalization and medical needs through a modest monthly or annual premium.

Now, here are the things you need to know about Health Care Access Prime and Health Care Access Lite.

Health Care Access Prime 
  1. It provides comprehensive coverage of up to five million pesos (PHP5,000,000) annually. 
  2. This plan is ideal for those who have no HMO like entrepreneurs, freelancers, and consultants. 
  3. It offers inpatient and outpatient care, and emergency care treatment up to the Annual Benefit Limit (ABL). 
  4. This also includes an Annual Physical Exam starting from seven basic exams, with life and accident insurance benefit of up to PHP500,000. 
  5. Add-on optical care benefit to the plan by paying a small additional annual premium.

Father and Son

Health Care Access Lite
  1. This is ideal for those with HMO coverage from their employment but need additional protection, 
  2. It is designed to provide just that on top of one’s existing health care plan or personal health fund. 
  3. It offers inpatient and emergency care treatment up to the ABL. 
  4. It also includes life and insurance accident from PHP50,000 to PHP500,000. 
  5. You can enhance the coverage of your plan with outpatient care, optical care, or dental care benefit by also paying a small additional premium.

Family with kid at the hospital conceirge

Full coverage in a pandemic plus other benefits
AXA Health Care Access provides full coverage and cashless payment arrangements which is advantageous given today’s ongoing pandemic. It also comes with free access to 24/7 teleconsultation via voice or video call with a medical professional.

Other superior benefits include the Longevity Health Fund, which one can tap into for health setbacks as they grow older and when they need it the most—beyond the age of 75. Customers get guaranteed renewability, family coverage within one plan, and even a premium reduction of 10% when the plan is extended to at least one family member, plus the option to add a ‘booster’ or add-on depending on your specific needs.

The Critical Illness Booster provides additional cash benefit if one gets diagnosed with any of the 56 critical illness conditions, and may be used for other medical expenses or as income replacement. The Annual Benefit Limit, on the other hand, automatically increases one’s annual benefit limit by 10% every three years to help keep up with rising medical costs.

AXA Health Care Access, which will be available starting August 16, encourages a more proactive and preparedness-oriented attitude towards health for everyone, allowing Filipinos to take full charge of their physical wellbeing for the future.

For more information on Health Care Access, visit